What does this cover?
I have recently bought a boat, and now I am figuring out what else I need to pay for to go along with it. Someone told me I should buy boat insurance, but I don’t know anything about it. Can anyone tell me more? Is it required or is it optional to have this type of insurance? What exactly does it cover? If it just covers fixing and replacing the boat, my boat isn’t very expensive and I would rather not bother with insurance if it isn’t required. However, if it covers any accidents that might happen to people riding in the boat maybe it would be worth it.
